Heat the oven to 375 degrees. Spray 12 regular muffin cups with non-stick cooking spray. In a large bowl, mix the flours, 1/2 cup oats, baking powder, cinnamon and salt. Set aside. In a food processor or blender, process the cottage cheese for 20 to 30 seconds or until smooth. Add the eggs and brown sugar. Cover and process for 20 seconds or until smooth. Add the oil and milk; process for 10 seconds or until mixed. Pour the wet ingredients over the dry ingredients. Mix just until moistened. Fold in the apple. Fill the muffin cups almost full. Sprinkle the tops with the remaining 2 tablespoons oats. Bake for 25 to 30 minutes or until golden brown and a toothpick inserted in the center comes out clean. Cool in the pan for 5 minutes. Then remove the muffins from the pan. Cool for 5 more minutes before serving.